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Your Quick & Easy Guide to Dental Insurance

Dental insurance is supposed to provide a straightforward way to help patients save significantly on their dental care, but as our team can tell you, actually using it is not always that simple! Thankfully, we have plenty of experience working with many plans, so at least for our patients, the process of using their dental benefits is always nice and easy. At Coco Dental, we’ll not only accept your plan but show you the best ways to maximize it as well, and you can learn a little more by reading our short guide below. Give it a look, and if you have any questions afterward, feel free to call our dental office anytime.

The Difference Between Dental & Health Insurance

Dental and health insurance are basically the same, right? You pay a monthly premium, and this gives you access to discounts on a wide variety of services. One key difference is how the plans are designed to be used. Health insurance is meant to help people dealing with sudden, serious problems like a heart attack or car accident, while dental insurance is more focused on prevention. The idea is that patients will be able to afford routine preventive care so minor issues don’t have the chance to turn into major headaches later.

How Can You Get the Most Out of Your Plan?

While every dental plan is a little different, there are still a few reliable ways to make sure you’re getting the most out of your coverage:

We Offer Savings for Both In-Network & Out-of-Network Plans

At Coco Dental, our dental office is an in-network provider with most PPO dental insurance plans, meaning if you have a plan, we’ll most likely be able to use it to help you save as much as possible on your care. However, even if we are out-of-network with your plan, we may still be able to use it to offer big discounts on your treatments. Unlike with health insurance, going out-of-network with dental insurance isn’t always a big difference. If you don’t see your plan on the list below, be sure to give us a call, because we may still be able to use it.

HMO vs. PPO Dental Insurance

PPO dental insurance plans allow for more freedom of choice when it comes to the dentists and services you can utilize. While they can be more expensive, they generally offer better service and allow for lower costs by offering dental providers that are in-network, like Coco Dental! HMO plans, while generally lower in cost, are not accepted at Coco Dental because they force us to see a certain number of patients, meaning we don’t get to spend as much time with patients.